Prudential Panel Cardiologists at Raffles Hospital & Orchard Surgery Centre

If you’re covered under a Prudential Singapore health insurance plan and need to see a heart specialist, knowing which cardiologists are part of Prudential’s panel can make a real difference. Seeing a panel doctor often means a smoother claims process, and in many cases, you won’t need to pay upfront when visiting approved centres.

This article introduces Prudential approved cardiologists based at Raffles Hospital and Orchard Surgery Centre, two well-regarded names in Singapore’s private healthcare sector. Whether you prefer the convenience of a city clinic or the structure of a hospital setting, both locations offer access to experienced cardiologists under your Prudential coverage.

We’ll walk you through what kind of cardiovascular care you can expect at each location, highlight key Prudential panel cardiologists, and explain how Prudential insurance works when it comes to heart related conditions. This way, you can make informed decisions about your healthcare and your policy.

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Cardiovascular Care at Raffles Hospital & Orchard Surgery Centre

Raffles Hospital – All-in-One Cardiac Services

Located in Bugis, Raffles Hospital is a well established private hospital known for its integrated care model and strong specialist teams. Its Raffles Heart Centre provides a wide range of diagnostic and interventional cardiology services for both acute and chronic heart conditions.

If you are experiencing symptoms such as chest discomfort, shortness of breath, or an irregular heartbeat, or if you are simply going for a heart screening, Raffles offers a structured environment where tests, consultations, and treatments can all take place under one roof. This means fewer referrals, shorter wait times, and more coordinated care.

Services available at Raffles Heart Centre include:

• Cardiac screening packages for general heart health
• Electrocardiogram (ECG) and treadmill stress tests
• Echocardiography and 24-hour Holter monitoring
• CT Coronary Angiography
• Coronary angioplasty and stent placement
• Long-term management of hypertension, heart failure, and arrhythmias

The hospital also supports patients recovering from procedures, offering follow-up care and medication planning with its internal pharmacy and care coordinators.

Since Raffles Hospital is on Prudential’s approved panel, policyholders with PRUShield and a suitable rider (like PRUExtra Preferred CoPay) may enjoy benefits such as pre-authorisation, direct billing, and reduced out-of-pocket payments, depending on individual plan terms.

Orchard Surgery Centre – Specialist-Run Clinics in a Central Location

Orchard Surgery Centre is located at Wheelock Place, right in the heart of Orchard Road. While it’s not a hospital, it functions as a fully equipped medical centre with private clinics led by experienced specialists. It’s especially popular among working professionals and patients who prefer quick, centralised consultations without the feel of a hospital.

Several leading cardiologists in Singapore operate their private practices here. Many are also affiliated with major private hospitals like Mount Elizabeth or Gleneagles, where they admit patients for more advanced procedures. That makes Orchard Surgery Centre a convenient choice for outpatient heart care — with the flexibility to escalate to hospital-based services when needed.

Common services provided by cardiologists at Orchard Surgery Centre:

• Cardiology consultations for chest pain, high blood pressure, or palpitations
• General heart screenings for those with risk factors or family history
• Echocardiograms and ECGs performed in-clinic
• Second opinions on past diagnoses or treatment plans
• Post-surgery or post-procedure follow-ups

Though Orchard Surgery Centre doesn’t have inpatient beds, most cardiologists here can schedule procedures at nearby hospitals where they hold practising rights.

Several of these doctors are part of Prudential’s extended panel, meaning consultations and some tests may be claimable under PRUShield plans, particularly if paired with a panel rider. However, coverage depends on both the doctor’s panel status and where the procedure takes place, so it’s always best to check before confirming your appointment.

Prudential Panel Cardiologist at Raffles Hospital or Orchard Surgery Centre

If you’re covered under Prudential’s PRUPanel Connect, choosing a cardiologist from the Prudential Panel can make your claims process smoother and more cost-efficient. Below is a list of Prudential Panel Cardiologists who practice at either Raffles Hospital or Orchard Surgery Centre. The list includes their clinic names and specialties to help guide your decision based on your health needs.

To fully enjoy PRUPanel Connect benefits:

• For Raffles Hospital: Inpatient admissions or day surgeries must be done at Raffles Hospital, and your PRUShield claim should be eFiled through Raffles Hospital’s Business Office.
• For Orchard Surgery Centre: Day surgeries must be carried out at Orchard Surgery Centre, with the PRUShield claim submitted via the Orchard Surgery Centre Business Office.

For procedures or consultations outside of these guidelines, non-panel claims may apply. Be sure to check your individual policy or speak with your financial advisor to clarify coverage.

How Prudential Covers Cardiology Treatments

Prudential Singapore provides strong support for cardiology-related treatments through its PRUShield and PRUExtra plans, helping patients manage medical costs while accessing quality care.

PRUShield Plan

PRUShield is an Integrated Shield Plan approved by MediSave that builds upon MediShield Life. It offers extensive private healthcare coverage, including for heart conditions. Key features include:

• Coverage of up to S$2 million annually, depending on the plan type
• Pre- and post-hospitalization coverage, including follow-up consultations and tests
• Support for specialist care and surgeries, including those related to heart health

PRUExtra Plans

PRUExtra is a suite of supplementary plans that can be added to PRUShield. These reduce out-of-pocket expenses and expand access to private hospitals and specialists. Some options include:

• PRUExtra Premier CoPay – for full private hospital access with capped co-payments
• PRUExtra Preferred CoPay – for treatment at panel and extended panel specialists with lower costs

PRUPanel Connect

This is Prudential’s own network of preferred medical institutions and specialists, designed to streamline access and reduce patient expenses. Both Raffles Hospital and Orchard Surgery Centre are part of the PRUPanel Connect program. If you receive treatment from a panel cardiologist at either of these locations:

• You benefit from pre-agreed rates, faster appointment scheduling, and cashless claims
• Your PRUShield claim must be eFiled through the Raffles Hospital or Orchard Surgery Centre Business Office to enjoy these benefits

Extended Panel (EP)

For policyholders needing care from specialists not on the main PRUPanel, Prudential’s Extended Panel allows claims for pre-authorized treatments. These are typically doctors recognized by other insurers under Integrated Shield Plans.

Things to Note:

• Pre-authorization may be required for some procedures, especially outside the panel
• Co-payment depends on your PRUExtra plan — the more comprehensive the plan, the lower the co-pay
• Prudential follows claims-based pricing, which may affect premiums after claims

For accurate, personalized information, it’s always a good idea to speak with a Prudential Financial Consultant.

Speak to a Financial Consultant

Managing heart health is not just about choosing the right specialist — it also means understanding your insurance coverage and knowing what to expect financially.

If you’re unsure how your Prudential plan works, what it covers at approved medical centres, or want help planning ahead for any treatments, it’s a good idea to speak with a financial consultant.

Click the link below to schedule an appointment with our preferred financial consultant.

Melissa Mok – Master Financial Consultant In Singapore

Melissa prides herself as an educator and facilitator for her clients.